What’s the difference between “home health care” and “nursing home care”?
The most crucial difference is that home health care can be covered by Medicare, whereas long-term care services in nursing homes are not. For a long-term nursing home, care is typically defined as non-medical custodial, which is not covered by Medicare. Original Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) cover eligible […]
How can I ensure my Medicare Plan Premium’ is free – or have zero premium?
Most people qualify for premium-free Part A: This covers inpatient hospital care, skilled nursing facility care, hospice care, and some home healthcare. If you or your spouse have paid Medicare payroll taxes for at least 10 years while working, you generally won’t pay a premium for Part A. If you haven’t met the work requirement, […]