If I have Medigap and decide I can’t afford it anymore, do I have options?
One of the challenges for those who have Medigap plans is what to do if the premiums go up, and they can no longer afford the policy. One option is to switch to another less expensive Medigap plan. However, in most cases, to do that, you will have to undergo medical underwriting and which could […]
Why do I have to answer medical questions to get a Medigap plan?
When you turn 65 and sign up for Medicare Part B, you have a six-month open enrollment period for Medicare Supplements Plans. This period starts on the first day of the month of your 65th birthday. During open enrollment, you can purchase any Medicare Supplement policy without answering any medical questions. This is called “Guaranteed […]